This program provides guide and outfitting professionals with liability, property and tack coverage. Operations can be conducted with or without horses.
Download Outfitters & Guides Application
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Underwriting Appetite
· North American big game
guides/outfitters
· Pack trip outfitters
· Upland bird and waterfowl hunting
guides
· Freshwater and saltwater fishing guides
(inland and coastal waters)
· Float trip outfitters
· Guided canoe and kayak tours
· Backpacking/wilderness camping
· Nature and wildlife tours and
photography
Program Coverage Features
Commercial Package Policy
· Guest lodging in personal dwelling
· Inland marine coverage for insureds'
and customers' personal property and
equipment
· Equipment breakdown
· Pro Guide Plus broadened
enhancement form
○ Includes coverages such as:
business income including
extra expense, business
personal property, property in
transit, spoilage, personal effects
of others, processors coverage,
employee dishonesty and
emergency vacating expense
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Ineligible Classes
· Equipment rentals without guides or
primarily unguided operations
· No coverage for high risk activities
such as rock climbing, white water
rafting, down hill skiing,
ATV/snowmobile tours, snowboarding
· Rivers no higher than class III
· Blue water/deep sea fishing ventures
· No risks in Alaska or Hawaii
Monoline Liability
· Aggregate is 3 times the occurrence
limit. Approved memberships are
eligible for 5 times the occurrence
limit.
Commercial Auto
Commercial Excess/Umbrella Liability
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