Fishing and Hunting Lodges and Plantations

This specialty segment focuses on big game, wing shooting, and fly fishing resorts, hunting lodges, and southern sporting plantations.  Guest activities may encompass a broad range of guided sporting and recreational offerings.

Download Fishing & Hunting Lodge/Plantation Application

Underwriting Appetite
· Wing shooting - upland bird
   and waterfowl
· Big game and turkey hunting
· Fly fishing and other types of
  guided fishing
· Clay target and other range
   facilities

   Ineligible Classes
   · Confined or fenced hunting (guaranteed
     trophy)             
   · Any hunting not fair chase
   · Coastal property


 


Program Coverage Features
Liability
· Aggregate is 3 times the
  occurrence limit. Approved
  memberships are eligible for 5
  times the occurrence limit.
· $100,000 fire legal
· $6,000 medical payments
· Advertising and personal injury
   liability

Property
· Insurance coverage forms available 
  are basic, broad and special
· Replacement cost coverage
· Business interruption
· Spoilage coverage
· Custom and Elite Hospitality 
  broadened enhancement forms
    ○ Includes coverages such as:
     accounts receivable, business
     income with extra expense,
     consequential damage,
     contractual penalties, debris
     removal, electronic data
     processing, fine arts,
     inventory and appraisals, newly
     acquired buildings and business
     personal property, ordinance or
     law, pollutant clean up, valuable
     papers, water back-up from sewer
     drain



   Inland Marine
   · Insureds' and customers' personal
    property and equipment

   Crime
   · Employee dishonesty, robbery and
     burglary
   · Commercial Excess/Umbrella Liability
   · Limits up to $10 million

   Optional Coverages
   · Key employee replacement expense
   · Commercial auto
   · Bailee's coverage
   · Horse mortality
   · Disease and contamination
   · Mechanical breakdown
   · Employment practices liability
   · Homeowners coverages and personal
     liability for owner-occupied main
     dwellings or lodges used as a primary
     residence
   · Care, Custody and Control of non-
     owned horses
   · Sex abuse






 

 

 
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